This piece of info nearly knocked me over: Basically, New Jersey is sliced into so many local fiefs - 21 counties, 566 municipalities, more than 600 school districts - that it's just about falling apart. WHAT THE HELL??? No wonder we have such high taxes! But being the brats we are, places like Clifton, Nutley, Chester, Voorhees, etc all have their own schools, police force, etc. If we combined public services, it could help defray costs. Hell, for all I know it could knock down taxes beautifully.
This article, called "State of Distress", in the NY Times is one hell of a civics course and insightful re: NJ's issues. Enjoy!